It can be very difficult to find a great psychiatrist who takes insurances and is accepting new clients. Luckily, out-of-network benefits can make seeing a psychiatrist who does not take insurance more affordable, and some providers offer reduced fees based on financial need. If out-of-network reimbursement or reduced fees aren’t options for you, consider the following:

If you're currently taking a psychiatric medication that has been working well for you, your primary care physician (PCP) can typically prescribe refills and direct you to a hospital outpatient clinic or community provider for ongoing care.

If you think medication may be a good option for you, start by finding a talk therapist. They might be able to help you manage symptoms without medication or refer you to a local psychiatrist if necessary.

In Rhode Island, we’re fortunate to have a few providers who prescribe medication and take insurances; filter by “Payment method” and your age, under “Clientele.”

How to use out-of-network benefits
Why don’t all therapists take insurance?